Okay so I did sit down and try to figure out a new budget, perhaps not pretty and what I might consider a survival mode budget but here it goes.
Rent $475
Car payment $180 (temporarily-we only have 4 payments left and never again a car payment!)
Car Insur $110 ( Why is Michigan so expensive when other states it is only $35????)
Gas for Car $80
phone $50
electric $25
Food $80
And that is the budget we are looking at which will start in July, looks scary even on paper as to whether or not it is doable or if I am being overly optimistic again but it will have to do.
Now our car is really a truck, an old bronco with 200,000 miles on him and gets about 12 miles to the gallon soooooooo I highly doubt $80 for gas will last a month when we pay around $200 right now in gas for him a month. The food? yeah it is low but I will have to count on the garden........which the farmers behind us just put in all brand new irrigation systems and we were told to watch out for their irrigation systems running our wells dry...............hmmmmmm.
But I figure if i can stick to this ghastly budget for a few months....we will be rewarded in the end and again make it through a tight time. If things don't turn out to be so tight? Well then perhaps we can get started on that emergency cushion after all.
Rent $475
Car payment $180 (temporarily-we only have 4 payments left and never again a car payment!)
Car Insur $110 ( Why is Michigan so expensive when other states it is only $35????)
Gas for Car $80
phone $50
electric $25
Food $80
And that is the budget we are looking at which will start in July, looks scary even on paper as to whether or not it is doable or if I am being overly optimistic again but it will have to do.
Now our car is really a truck, an old bronco with 200,000 miles on him and gets about 12 miles to the gallon soooooooo I highly doubt $80 for gas will last a month when we pay around $200 right now in gas for him a month. The food? yeah it is low but I will have to count on the garden........which the farmers behind us just put in all brand new irrigation systems and we were told to watch out for their irrigation systems running our wells dry...............hmmmmmm.
But I figure if i can stick to this ghastly budget for a few months....we will be rewarded in the end and again make it through a tight time. If things don't turn out to be so tight? Well then perhaps we can get started on that emergency cushion after all.
You can do it! I'm routing for you. A few months will be a drop in the ocean. I see that it's $5.5k in debt which you have. Go for it - you can do it, I promise you. We're all in this together...
ReplyDeleteThanks Mick! I am routing for you too, you are having a great start to your revolution! LOL
DeleteActually it is only $2,500 of debt with half that being our truck payments which will be done in 4 months so yeah not too bad.
As far as the budget yeah it is doable for a few months, just glad it is garden season and I actually got one put in this summer!